Your loan options in about 60 seconds.
Ready now? Start your full application →
Where are you in the process?
- ✓No credit pull to get matched
- ✓Letters typically within 24 hours
- ✓Direct lender, in-house underwriting
What to expect
What happens after I submit the questionnaire?
A licensed loan officer on Kyle Richardson's team reviews your answers, usually the same day, and contacts you with the loan programs that fit. There is no credit pull at this step. When you are ready, you complete the full application, and pre-approval letters typically go out within 24 hours of your documents.
Is this the same as applying for a mortgage?
No. The 60 second questionnaire only matches you to loan programs. The full application is a separate, secure form through Network Funding that takes about 10 minutes and includes a credit check. You can start the full application any time with the Apply button.
Does this check my credit?
No. Answering these questions does not pull your credit or affect your score. A credit check only happens if you choose to complete the full application.
What information will I need for pre-approval?
Typically recent pay stubs, W-2s or two years of tax returns, recent bank statements and a valid ID. Self-employed borrowers may qualify with bank statements, a profit and loss statement or 1099s instead of tax returns on certain programs.
“Kyle is extremely knowledgeable about the mortgage loan process both for refinance and home purchase. Definitely answered all the questions I had and I will continue to recommend him to all my friends and family!”
“Love Kyle and his team! I've personally used them many times and I recommend them to all my clients and friends/family! They are communicative, very responsive, knowledgeable, and great at trouble shooting!”