Mortgage calculators and tools
Free calculators built on the same math lenders use, with Texas property tax defaults you can change.
Buying a home
- Mortgage payment calculatorEstimate principal, interest, taxes, insurance and HOA on any home price, with Texas-sized property tax defaults you can change.
- How much house can I afford?Work backward from your income, monthly debts and down payment to a comfortable home price range, using the same ratios lenders use.
- Rent vs. buy calculatorCompare what you would spend renting with the true cost of owning in Austin, including taxes, equity and selling costs, over the years you stay.
- My Austin Match: find your best Greater Austin areaAnswer 12 quick questions about how you live and see your top 3 of 18 Greater Austin areas, why each one fits, and the area that fits you least.
- Texas Down Payment Help FinderAnswer 13 questions to see which Texas down payment assistance program fits you best, from TSAHC, TDHCA and SETH, plus every other option you qualify for.
Homeowners
- Refinance break-even calculatorSee how many months it takes for a lower monthly payment to pay back your closing costs, so you know whether a refinance is really worth it.
- Buy Before You Sell in Texas: Buy First, Move OnceFor Texas move-up buyers: estimate your equity, then see four ways to buy your next home before you sell this one, without moving twice.
For Realtors
- Free AI visibility report for RealtorsFind out how you show up when buyers ask ChatGPT, Claude and Google for an agent. Request your report and we will walk you through it.
- Price Cut or Rate Buydown CalculatorShow a seller what the same dollars do as a price cut, a permanent rate buydown, a 2-1 buydown or a closing cost credit, on conventional, FHA and VA loans.
Ready when you are.
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